Make sure that if a junk debt buyer is suing you and has attached the customer agreement or credit card agreement that the copyright date on that agreement was when you had an account open with the original creditor. This is one of their tricks, especially for people who are being sued for a very […]
I was sued by collection agencies and junk debt buyers. Instead of calling them and settling with them (which is exactly what they want you to do), and instead of ignoring my summons, I chose to fight them. As a result, I won every single case against me. How did I beat these Collection Agency […]
The statute of limitations sets the maximum time after an event that legal proceedings, based on that event may, be initiated. You may hear the term thrown around sometimes in dealing with legal issues, but why is the statute of limitations so important? First, there are reasons why a statute of limitation may be appropriate […]
When a junk debt buyer submits an affidavit as evidence and it is signed by an employee of the junk debt buyer, you should check your state’s evidence rules under hearsay. If you hired an attorney, it’s likely this affidavit would be objected to by the filing of a motion to strike. Statements coming from […]
A statute of limitations can be defined as an enactment in a common law legal system. It sets the maximum time after an event that legal proceedings based on that event may be initiated. Some reasons for statutes of limitation: Over time, evidence can disappear or become corrupt, memories fade, crime scenes are changed and […]
If you don’t even want to deal with credit card debt in the first place, there are some precautions you must take early on. For those of you who still have time and haven’t gotten too deep in yet, do your best to avoid being hassled by debt collectors and being served a credit card […]
A directive requiring performance of a specific act is known as a court order. Successful enforcement of a court order is dependent upon the specificity of the order and whether the failure to comply is clear. Consider this process when trying to enforce a court order: Review the court order and try to determine whether […]
Although a summons and a notice of appearance seem to serve the same purpose, there is a difference between the two. A court summons is given to a person once they have been charged with an offense, whereas an appearance notice is given to a person before they are even charged. A summons and notice […]
I’ll admit that when I was first served with my summons I was probably just like you: nervous and scared with thoughts of collection agencies freezing my bank account and coming after my paycheck. I, just like you, had enough going on in my life where I really didn’t need this lawsuit. But guess what? […]
A lot of collection agencies will say anything and everything they think or know they can get away with. There are some things they may leave at the same time. Some of them will lie and some will make false claims or try to threaten you. The Federal Trade Commission receives more complaints about debt […]