Yes, you can! I am sure you are relieved to get that answer. I have beaten Capital One (the original creditor suing me), LVNV Funding, and Red Rock Lake Financial. You see, most of the plaintiffs in these cases do not have the proper documentation to prevail in a court of law and they hope […]
Before filing any motions with your court, always check your local court rules before filing to see if a memorandum must be attached with your motion. Rule 12(b)(1) motion to dismiss for lack of subject-matter jurisdiction Motion to dismiss for lack of standing Rule 12(b)(2) motion to dismiss for lack of personal jurisdiction Rule 12(b)(3) […]
In this landmark case, the court adopted this standard: “Verification of a debt involves nothing more than the debt collector confirming in writing that the amount being demanded is what the creditor is claiming is owed; the debt collector is not required to keep detailed files of the alleged debt”. This was published by the […]
This discovery document includes requests for 21 items of documentation the plaintiff needs to provide in order to back up their lawsuit claims. Very few third-party collectors can produce the documentation to prove that they are legally entitled to collect your debt. Click here for more information Additional Information Currently Fighting “I am currently involved […]
Interrogatories are written questions a party may serve on any other party, which must be answered in writing and under oath. Interrogatories are most useful as a means to obtain basic information such as witness names; the facts underlying a vague or indefinite statement in a pleading; or to ask simple, unambiguous questions. It is […]
When filing a motion to dismiss against a collection agency regarding them not complying with a court rule, remember: Inexperienced people are the ones who will say “Make sure you put ‘with prejudice’ in your motion and not ‘without prejudice’ because then they can’t sue you again.” If you are filing your very first motion […]
Defend yourself in a civil lawsuit. This package includes legal pleadings. The Defendant’s Package is based on fact. It includes real tools, documents, and letters that you need to be successful in avoiding a judgment. It will help you in getting creditors off your back, and improving and/or repairing your credit score. The Defendant’s Package […]
You are probably here because you have been served with a credit card debt summons. If that is the case, you are at the right spot! Our site is specifically designed for anyone who has received a summons from either a junk debt buyer or an aggressive credit card company. We provide you with free […]