The proof is in the pudding, as they say, and my pudding is in the image below. I was served by LVNV Funding claiming I owed them almost $8,000.00 for a credit card debt, plus interests, fees, attorney fees etc. I knew that they were going after a default judgment and I had to answer […]
Nebraska officials have revoked Medical Management Consultants’ collection agency license.
Many collection agencies plan to get more aggressive about going after money owed, the association reported. Roughly half the members who responded to the trade group survey said they might add collection staff; others are looking at technology that offers “collectability scoring” so accounts most likely to pay up can be handled first.
I got this from a collection lawyer’s website and it is quite scary how fast these guys come after you once they have received judgment against you. It’s sad that most of the people who are sued by a collection agency just don’t fight back. Why? The odds are they don’t have anything on you […]
The collection agency has to sue you first and get either a default judgment or a judgment to legally collect. Having a judgment against you allows them to go after your wages and freeze your bank account. It is quite scary how easy it is for collection agencies to freeze your bank account. They simply […]
Failure to establish ownership of the debt deprives the debt buyer of standing to 10 sue. In Unifund CCR Partners v. Cavender, 14 Fla. L. Weekly Supp. 975b (Fla. County Court, Orange County July 20, 2007), the court held : The court has reviewed the documents presented by the plaintiff, Bill of Sale and the […]
This means that debt buyers who file lawsuits have to be licensed. Failure to obtain a license may be grounds for dismissal. – LVNV Funding v. Minnick, 2008 AR 000868 (DuPage Co. Cir. Ct.) Learn how to beat collection lawyers at their own game. You can relieve the fear, anxiety and pressure of being sued […]
When requesting documents from a junk debt buyer/collection agency, think about what you are doing beforehand. First, I would want to only request documents that would help my case and not theirs. If I request the contract, that could hurt my case because down the line if they don’t have it, I could probably win. […]
Collection activities and communications that do not otherwise violate this title may continue during the 30-day period referred to in subsection (a) unless the consumer has notified the debt collector in writing that the debt, or any portion of the debt, is disputed or that the consumer requests the name and address of the original […]
From my own experience of being sued, I looked at it this way: I took out a credit card with the original creditor, and the collection agency did not attach any proof that I now owed them money….therefore, I DENIED. I owed the original creditor money, but the collection agency did not attach any proof […]