Archive for the ‘How to Beat Collection Agencies’ Category

The Defendant’s Package – Be Prepared to Win Your Lawsuit Against Junk Debt Buyers

The Defendant’s Package has everything you need to fight and win a junk debt buyer lawsuit. Getting sued for old credit card debt can be overwhelming and stressful to say the least. Searching the Internet for help can be exhausting and you never know if what you read is true or not. Take it from […]

Worst Junk Debt Buyers

There are over 6,500 collection agencies across the United States. The listings below are the worst collection agencies. If you are being sued by any of the below, note that they are all notorious for not having contracts, agreements or any documentation whatsoever. Your chances of beating them are great. 1-866-857-3916 Academy Collections Account Solutions […]

What is a Collections Complaint?

A complaint is the initial document filed by the plaintiff in a civil case stating the claims against the defendant. Here the plaintiff lists things such as: The plaintiff is the assignee of ___________ Bank. The defendant is indebted to the plaintiff for $15,000.00 Wherefore, the plaintiff seeks judgment for $15,000.00 plus $12,000.00 interest and […]

Collection Agency License Boards Listed by State

If you are being sued or harassed by a collection agency this could be the ammo you need to get rid of them legally once and for all. By knowing what is required by a collection agency to operate in your state is a wealth of information. You will find out all laws that the […]

What not to Tell a Collection Agency

The purpose of this article is to give you the information you need to protect yourself from junk debt buyers and their attorneys. Always keep in mind that the collection agenices only have one purpose- collect debt. Any appearance that they are doing you a favor is only a distraction to get you to put […]

Credit Card Lawsuits’ Most Common Questions

When faced with a credit card summons, the consumer is overwhelmed with questions. The debtor might wonder: Where did this debt come from? How will I afford a lawyer? Does this mean I have to go to court? Where do I begin with answering a court summons? Who is this company suing me? Those debt […]

How To Beat Credit Card Debt Lawsuit

When receiving a credit card lawsuit from a debt collector, defendants must be sure to respond to the lawsuit by the date specified in the court papers to preserve their rights. Debt collectors will contact a person for two reasons: if the debtor is behind in paying bills or the creditor’s records mistakenly make it […]

Understanding Fair Debt Collection Practices Act

There was an act that was added in 1978 to eradicate and eliminate abusive practices in the collection of consumer debts. This U.S. statute is set up under the title VIII of the Consumer Credit Protection Act and is known as The Fair Debt Collection Practices Act. It provides the consumer with a ground for […]

Beating Junk Debt Buyers

Many attorneys representing debt collection agencies do not have the documents necessary to prove their case. Summons and complaints cannot be simply sent out to people for them to then automatically give up the money. It doesn’t work that way; and if people are giving up their money that easily, they shouldn’t. In the U.S. […]

How To Beat Collection Agencies In Court

Thousands of consumers across the country get sued by many of the same debt collectors. Beating a debt collection lawsuit is a lot more achievable than many people think. Regular people who don’t have the assistance of an attorney can beat debt collectors in court on their own. Simply issuing a summons and complaint will […]