The following example is provided to show visitors the format of a summary judgment in Oklahoma. The example below is not an actual credit card case. ) Case No.: 5-CV-0265 JHP SAJ FOR THE NORTHERN DISTRICT OF OKLAHOMA ) IN THE UNITED STATES DISTRICT COURT ) UNITED […]
This appeals decision from Arizona states that: A credit card account is an open account for which the statute of limitations begins to run from the date of the last item on the account; and Even if the credit card contract states that a longer time period applies, the Arizona statute of limitations for an […]
Here is a sample motion to leave to file answer: Comes now [YOUR NAME], stating that: The service of this complaint was attested to by the (your county) Deputy Sheriff on [DATE]. An answer is required of defendant no later than 20 days, which date is [DATE]. Defendant requires additional time due to (your excuse […]
The following is provided to show visitors the format of a summary judgment in Michigan. This is not an actual credit card case. IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF MICHIGAN __________________________________________________ BARBARA GRUTTER […]
The following summary judgment has nothing to do with a credit card lawsuit but is provided for people in Texas to get a general idea of the format: UNITED STATES DISTRICT COURT FOR THE SOUTHERN DISTRICT OF TEXAS HOUSTON DIVISION __________________________________________________ UNITED STATES OF AMERICA, […]
The following is an example of a civil summons for a credit card debt lawsuit. Notice that the summons tells the defendant that they have 20 days to answer or a judgment will be entered against them. If this debt buyer is suing for $20,000.00 and I don’t answer this summons within 20 days, they […]
This is the complaint that was attached to the summons for the Capital One lawsuit that I beat. How I beat Capital One in court
If you have received a letter in the mail from a collection agency, and you are interested in challenging it, a debt validation letter may be a powerful tool. Below are the most frequently asked questions regarding debt validation letters. What is a debt validation letter? The purpose of a debt validation letter is to […]
Did the collection agency respond to the debt validation letter you mailed? If not, keep the receipt and information from the first debt validation letter, and use the information below to send a more formal debt validation letter to the collection agency. Be sure to send this letter via certified mail with signature required. Remember: […]
There are two versions of the debt validation letter. The first letter is plain, simple, and straight to the point; and the second letter is detailed. I suggest using the plain, simple letter. Regardless of which debt validation letter you use, please follow my advice: Do not copy either of the letters verbatim. Rewrite the […]