Answer and send your own interrogatories to the collection attorney regarding your own credit card lawsuit. To explain briefly, interrogatories are questions sent to the plaintiff or defendant to answer under oath. All interrogatories must be signed and notarized.

In collection lawsuits the attorneys are trying to get you to win their case for them. They will ask you trick questions. They will ask you questions that are just like a question given before it and they hope that you’ll answer it differently from the first question so that they can nail you with it.

Interrogatories can be quite intimidating and scary, especially when they ask you for your bank account information or employment information. They do this because they are trying to intimidate you into thinking you are going to lose. Asking for bank information or employment information is basically a set-up by them so that you answer it and, if they win, it saves them the trouble of looking up your bank details to freeze your account and your employer to garnish your wages.

If you have been given interrogatories from the plaintiff, they must be answered within the time allowed by your court. Most courts allow thirty days; however, you must check your rules and see if this applies to you.

You cannot ignore any discovery that is sent to you. If you think that you do not have to answer any discovery, think again. The main element in the discovery process is admissions. Admissions that go unanswered can be deemed ‘admitted’ and that can ruin your case.

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