If a creditor or junk debt buyer has decided to sue you on credit card debt owed, you will receive a Summons and Complaint.

The Summons is basically the court telling you that you’ve been sued and you have so many days to answer the Complaint that is attached. The Complaint will have numbered paragraphs with the counts they are suing you under and the amount they want the court to order you to pay.

You need to read the papers. Do not ignore them. Remember to file your answer within the time allowed listed on your Summons. Do not be late in answering or risk receiving a default judgment.

If all of this is hard for you to understand and you need help to file your answer with the court, click here for more information.

I too, did not know what I was doing at first. I used the above info and my case was dismissed and that was for over $8,000.00! So if I can do it, so can you. I too, was in your shoes and had no clue what I was doing.

I have proved to all of you that I know how to fight collection lawsuits and win them. Now, I am sharing all of my information with you so that you can beat your lawsuits as well.