A response to admission in a credit card debt lawsuit is a legal document filed by the
defendant in response to the plaintiff’s admission of certain facts or allegations.

When a plaintiff files a lawsuit, they typically include a complaint that outlines their
claims and allegations against the defendant. In response, the defendant may file an
answer to the complaint, which may include denials of certain allegations or claims
made by the plaintiff.

However, in some cases, the plaintiff may file an admission of certain facts or
allegations in the complaint. This admission may be made in an effort to streamline the
case and focus on the issues that are truly in dispute.

When the plaintiff makes an admission, the defendant may respond with a response to
admission, which accepts or denies the admissions made by the plaintiff and may
include additional information or arguments in support of the defendant’s position.

A response to admission in a credit card debt lawsuit may include information about
payments made by the defendant, fees or interest charged by the plaintiff, or any other
relevant information that could impact the outcome of the case.

Here’s an example of Response to Admission for Credit Card Debt Lawsuit:

IN THE [COURT NAME AND CASE NUMBER]

[DEFENDANT NAME], Defendant

RESPONSE TO PLAINTIFF’S ADMISSION

COMES NOW, the Defendant [DEFENDANT NAME], and responds to Plaintiff’s
admission as follows:

1. Plaintiff admits that the credit card account at issue in this lawsuit is in the name of [DEFENDANT NAME].
2. Defendant denies the allegation that she owes the amount of money claimed by Plaintiff.
3. Defendant denies the allegation that she failed to make payments on the credit card account. Defendant asserts that she made all required payments on the credit card account and that any alleged balance owed is the result of improper fees, charges, or interest imposed by Plaintiff.
4. Defendant denies the allegation that she entered into a contract with Plaintiff. Defendant has not entered into any contract with Plaintiff and has not agreed to pay the amount claimed.
5. Defendant denies the allegation that she received any goods or services from Plaintiff. Defendant has not received any goods or services from Plaintiff and does not owe any money for such goods or services.

WHEREFORE, Defendant respectfully requests that the Court deny Plaintiff’s claims and
enter judgment in favor of Defendant.

[Your signature and date]

By submitting a response to an admission like the one above, you are essentially telling
the court that you dispute the plaintiff’s claims and are willing to defend against the
lawsuit. This can be a useful tool in a credit card debt lawsuit, as it may force the
plaintiff to provide additional evidence to support their claims or to negotiate a
settlement.